英国留学保证金要多少钱（英国留学保证金多久可以拿回来）

Introduction

Aspiring students who wish to pursue higher education in the United Kingdom often wonder about the required amount of funds they need to demonstrate in order to secure their student visa. In this article, we will explore the financial requirements for studying in the UK, including the specific amount of the immigration health surcharge and the maintenance funds.

I. Immigration Health Surcharge

Before discussing the maintenance funds, it is essential to understand the immigration health surcharge. This is a mandatory fee that international students must pay to access the National Health Service (NHS) during their studies. As of October 2020, the immigration health surcharge is £470 per year for students, but this amount is subject to change. It is worth noting that the surcharge is payable upfront and for the full duration of the student visa.

II. Maintenance Funds

Apart from the immigration health surcharge, students are required to show proof of sufficient funds to cover their living expenses while studying in the UK. The minimum amount of maintenance funds depends on the location of the university and the duration of the course.

a. Inner London

For students studying in inner London institutions, the maintenance funds they need to demonstrate are £1,334 per month up to a maximum of 9 months. Therefore, for a 9-month course, students would need to prove they have a minimum of £12,006 in their bank accounts.

b. Outer London and the Rest of the UK

Students studying outside of inner London, including outer London or any other region in the UK, need to show £1,023 per month for a maximum of 9 months. Thus, for a 9-month course, students must possess at least £9,207 in their bank accounts.

III. Exceptions and Additional Information

It is crucial to understand that there are some exceptions and additional factors to consider when calculating the required maintenance funds:

a. Courses with duration less than 9 months: Students must demonstrate the adequate amount for the entire course duration, up to a maximum of 9 months.

b. Scholarships or funding: If an applicant has secured a scholarship or funding that covers both their tuition fees and living expenses, they may not need to provide additional maintenance funds.

c. Dependants: Students with dependants accompanying them to the UK must show an additional amount for each dependant.

Conclusion

To ensure a smooth visa application process, it is essential for prospective international students to be aware of the financial requirements for studying in the UK. Remember to consider both the immigration health surcharge and the maintenance funds, which vary depending on the location and duration of the course. By carefully planning and organizing your finances, you can fulfill the financial requirements and embark on a successful academic journey in the United Kingdom.